Simply Savvy Mama
Do you spend your entire paycheck down to the penny right before your next paycheck comes in? If you’re ready to learn how to save money and stop the cycle, these tips can help!
Let’s tackle this issue together and break the paycheck to paycheck cycle for good. It’s time to learn how to stop living paycheck to paycheck once and for all.
It can be a matter of not managing money or can be a case of living in an area where their expenses outweigh their earnings.
Make a Budget
A budget is not a punishment. Dave Ramsey calls it “telling your money where you want it to go.”
01.
Reduce your spending
Look for areas where you can reduce your spending habits.
02.
Increase your income
If you don’t make enough money, getting a side hustle or finding a way to increase your income is needed.
03.
Have a garage sale
Sell anything you don’t use. Post it on social media, on Craigslist, or in front of your home.
04.
Increase Your Savings Contribution
Even starting with just $5 a month can still equal $60 a year, which is a big deal!
05.